You can choose to switch to a single compensation payment instead of regular, ongoing payments. You can switch if either of the following applies to you:
- you currently get regular compensation payments from the Infected Blood Compensation Authority (IBCA)
- you chose to keep getting your ongoing support scheme payments when you accepted your compensation offer
We can send you a statement showing how much you would get as a lump sum. Your claim manager will support you through your decision.
You cannot go back to regular payments once you have taken a final lump sum.
Your options
You can switch to a lump sum no matter what type of regular compensation payments you are currently getting. These could be:
- regular compensation payments from IBCA spread out over 5, 10 or 25 years
- ongoing payments from a support scheme
If you get payments from both IBCA and your support scheme, you can switch one or both of them to a one-off payment.
We will handle the paperwork so the support scheme stops your regular payments and deregisters you.
If you are unsure about the payments you currently receive, you can contact us and we will explain what your options are.
Benefits and tax
Changing to a one-off payment will not affect any benefits you receive.
Your compensation will still be completely tax-free. This includes:
- Income Tax
- Capital Gains Tax
- Inheritance Tax
How to request a lump sum payment
You can call, email or write to your claim manager at IBCA to request a change to the way your compensation is paid. You do not need to contact the support scheme separately. You can use IBCA’s general contact details if you cannot contact your claim manager directly.
Please include the following details if you email or write to us, so we can match your request to your original claim:
- your full name
- your address
- your date of birth
- your original claim reference number (if you still have it)
Please do not send any extra personal details yet. We will ask you for more information when we process your request.
Our contact details
Email: ibcaenquiries@ibca.org.uk
Postal address:
PO Box 384
Newcastle upon Tyne
NE98 1XY
Phone: 0141 726 2397
(Monday to Friday 9am to 4pm, excluding bank holidays)
What will happen next
- We will ask you some questions to prove who you are before we process your request.
- We will send you a statement showing how much you would receive if you switched to a one-off payment.
- You can let us know your decision.
- If you choose to switch, we will de-register you from your support scheme (if you’re getting regular support scheme payments).
- We will send your final payment and a confirmation.
Consider getting financial advice
Switching to a one-off payment will affect your finances now and in the future. This is a major decision. You might want to get financial advice first.
Free financial guidance
You can get independent financial advice to help you make your decision.
If someone is pressuring you
If anyone is putting you under pressure to change how you get your payments, please contact us. Anything you tell us will be kept strictly confidential.
Phone: 0141 726 2397
(Monday to Friday 9am to 4pm, excluding bank holidays)
Email: safeguarding@ibca.org.uk